Create And Develop Successful Businesses Through Farm Ideas.: Subsidy by government in India

Showing posts with label Subsidy by government in India. Show all posts

Sunday, March 1, 2020

Honey Bee Farming-How to Start and Government Subsidies/Schemes

Many crop farmers and individuals who want to start Honey Bee farming(Apiculture) don't know how to start beekeeping and many Government subsidies/schemes for promoting beekeeping. Through this post I will provide you information that will help to to know where to start and what to do next.The first thing you need to understand is that Honey Bee Farming is not for everyone.Only those who are passionate about Bees can succeed in this area.Those who are willing to study more about Honey Bees will navigate successfully through this farm business.

Get Trained

This is the most important step towards starting a Honey Bee Farming Business.You can contact your nearest Krishi Bhavan,KVK,Agriculture Universities,Khadi Board,National Bee Board for getting the training programs they conduct and enrol yourself in such training programs.By attending such programs,you will actually experience Beekeeping and you can understand whether you can go for it or not.You will be getting all the experience of various equipments used in Beekeeping and contact information of various suppliers of such equipment.Apart from various scientific aspects of Honey Bee farming,usually at the end of such programs,you will get opportunity to purchase Bee colonies ,equipments,Bee Boxes etc.Opportunity to build a network of Home Bee Farmers is an added advantage of such programs.

Start immediately after Training

After training,you should start immediately otherwise you will loose many contacts you have established and the experience you gained during training.Place the Colonies in silent or less crowded area of your farm.You need to check whether any threats are present in that area like Ants,pests,Chemicals etc.By this time,you would have got enough training to identify such places and start farming.

Maintenance and Running the Business

Major challenges of Honey Bee Farming is farm maintenance,splitting of Bee Colonies,curing diseases,Monsoon care etc.Also you need to ensure enough Market for your Honey.Contacting your fellow farmers,trainer frequently and Building your Network and keeping it live will help you in all these aspects.You can market your Honey through various government programs and Ayurvedic medicine manufacturers. Maintaining good contacts will help you in this.

Government Subsidies/Schemes for Honey farming

1)Training on Honey Bee Farming with Stipend: These training programs are provided by State Khadi and Village Industries Boards. The stipend may vary state to state but definitely you will get an assisted training program.Please visit your state khadi board website for information.Link of such program conducted by Kerala Khadi and Village Industries Board is given.Visit contacts page to get contact information of your nearest office.

2)Prime Ministers Employment Generation Programme(PMEGP):Through this programme,you can get Loan up to 25 Lakhs in Manufacturing and 10 Lakhs in Service sector.Own contribution will be 10% .Rate of Subsidy will be 25% in Rural areas and 15% in Urban Areas.Details of such scheme of Kerala Khadi Board is given in the link PMEGP-Kerala

Link of National Khadi Board PMEGP scheme is given in this Link.

3)National Beekeeping and Honey Mission:It is a newly introduced program for Mass honey production termed by Hon'ble Prime Minister as 'Sweet Kranti'(Sweet Revolution).This program aims creating an end to end framework for skill development,employment generation,income generation and reducing unemployment among youth.Details of this program is available in the given guideline link.National Beekeeping and Honey Mission(NBHM).Contact nearest KVIC (Khadi and Village Industries commission)centre for applying the scheme.

Requesting all of our readers to go through the Government site links provided above and understand the details from Government site.It is very important that you apply for the benefits of these schemes.

Honey Bee Farming

Friday, February 21, 2020

Kisan Credit Card-How to Apply and get Benefited

Kisan credit card(KCC) scheme was introduced by Government of India in 1998 to ensure easy credit availability to farmers from Banks.This scheme was not very popular during initial years due to various reasons mainly less interest shown by Banks due to NPA issues.But after the push from current government and RBI,it is mandatory for banks to show some part of their loan book as Agricultural loan.For domestic scheduled commercial banks(like SBI,Indian bank,Bank of India,Syndicate Bank,ICICI Bank,Federal Bank etc) they should show 18% of the total outstanding loan as Agricultural loan.A sub limit of 8 % is allocated for small and marginal farmers.

Kisan Credit card is one of the smartest way to ensure reach of easy Agricultural loan facility to farmers.It facilitates farmers to purchase Agricultural inputs such as Seeds,Fertilisers,Pesticides etc and use cash for their day to day farm expenses.It also ensures credit availability for post harvest expenses.

An ATM Enabled Rupay Debit card will be provided for farmers who successfully join KCC. A flexible amount from 10000 to 50000 is provided for marginal farmers(Farmers with landholding up to 1 Hectare) as Flexi KCC. The KCC limit is to be fixed for 5 years.The amount can be revised whenever need arises and farmers can approach bank in such scenarios.

For small farmers(Landholding 1 to 2 Hectares) and other large farmers up to 3 lakh loan is available.Above 1.6 Lakhs, collateral security is to be provided. Upto 1.6Lakhs,No such security is required.

The Main attraction of this Credit facility is that the interest rate is 7% only.Apart from this, 3% interest subvention is provided for prompt repayment of the loan.This makes interest rate of Kisan Credit card 4% effectively.

How to Apply for KCC

You can apply by visiting Bank branch and submitting duly filled application form.The KCC application form is available in the Link. Your identity,Address proof and land documents will be required.It will be an added advantage of you approach the same Bank branch where your PM-KISAN account exists.Banks are giving priority to their existing PM KISAN Members.

Detailed Master Circular issued to Banks by RBI on 4th July 2018 regarding Kisan Credit Card is given in the link.You can Visit the link to Read the Kisan Credit card RBI Circular

The Circular released by Ministry of Finance is given in below Link.You can get details of Kisan Credi Card(KCC) Scheme from this Circular also.

It is expected that all farmers who has availed PM-KISAM amount of Rs.6000,get benefit of KCC also.Requesting all farmers to visit bank branch to avail the credit.Farmers should avail all such scheme benefits so that Government's plan to promote Agriculture is achieved.

Wednesday, March 14, 2012

Greenhouse Farming-Future Technology in Indian Agriculture

Greenhouse or Poly house farming is a modern farming technology which is the future hope for farmers in India.Over past 20 years,Many researches happened on how greenhouse technology can improve Vegetable,flowers and Crop production in India and now a dozen of companies are doing their businesses in Greenhouse cultivation field.Lots of young farmers realized the possibility of Greenhouse farming,learned how to do greenhouse farming and are willing to invest more in various fields of Greenhouse farming like Vegetable cultivation,fruit farming,flower farming etc. Yes,Greenhouse farming technology made farming a 'complete business opportunity'.Now lets have a detailed analysis of this technology.

Here we are analysing

What is Greenhouse and Greenhouse farming.
Advantages of Greenhouse farming.
Disadvantages of Greenhouse farming.
Scope of Greenhouse/Poly house farming in India.
Subsidy by various governments for Greenhouse farming.
Scams associated with Greenhouse farming.

With the help of Greenhouse technology,Kerala Government was able to promote Vegetable farming to a large extend within the state.They almost doubled vegetable production this year(2015) compared to 2014.Farmers also earned very well and the People are getting benefited by enjoying pesticide free Organic Products.This is what expected from agricultural sector.The farming should be profitable,but at the same time the products should be harmless,High quality and pesticide free.People should be able to enjoy the benefits of new technologies,that is what exactly Greenhouse farming technology does.

What is Greenhouse farming?

Greenhouse Farming is Farming inside a shelter called Greenhouse.This Greenhouse shelter isolates environment inside the Greenhouse from external environment.It can be partial isolation also.The main objective is to provide a favourable environment to the plants and provide protection.Various issues like Pests,Animal attack,diseases,sunburn etc can be avoided by Greenhouse farming.A high- tech Greenhouse requires Lots of Money to construct,but we can also build our own cheap green house.Poly house Greenhouses are most common in India.In old days,the main use of greenhouses were to protect plants from extreme weather conditions.But now Greenhouses are incorporated with various technologies like automatic temperature controlling systems,drip irrigation systems etc to comprise a complete artificial farming environment.The main importance of this technology is that one can grow any plant at any time(Based on market requirement) at any place by providing suitable environmental conditions inside the green house.As the chance of attack of pests are zero inside the Greenhouse,the products are pesticide free.

What is a Greenhouse

Greenhouses are framed or inflated structures covered with transparent materials large enough to grow plants under partial or fully controlled environmental conditions to get optimum growth and productivity.

Advantages of Greenhouse Technology

Protection from Heavy wind and Rain. Poly Greehouse protection is very helpful in High wind areas especially Hillside areas.
High Quality agricultural products.The products are at it topmost quality as the atmosphere is highly favourable inside Greenhouse.
Production volume increases more than 20 times than normal production.
Off-seasonal production possible.
Disease and pests attacks minimum.As the Poly Greenhouse is fully covered and isolated from external environment,zero chances of pest attack.
Production of Organic products free from Pesticides and Insecticides.
Latest technologies can be incorporated to get maximum benefits.
Plant growth rate and lifespan very high.
Considering overall performance,it is very cost effective.
Modern technologies like Hydroponic farming can be applied with this technology for better farming experience.
Pesticide free Products

Disadvantages of Greenhouse technology

Initial cost is very High
Maintenance cost high
Knowledge of various factors required to effectively control climate inside the Greenhouse.

Scope of Greenhouse farming is very huge.Various leafy greens,spinach and Micro greens which are used in Salads are cultivated inside Greenhouses.Greenhouse tomato farming and Greenhouse Cucumber farming are very popular and profitable.Pepper farming like Capsicum and Greenhouse Chilli farming are gaining more popularity and profit.Fruits like Grapes,strawberries,peaches are also farmed inside Greenhouses.Greenhouse flower farming also having large scope.Commercialized Greenhouse farming of Gerbera and Roses are proven to be successful in many parts of India.For consuming pesticide free Vegetables,Many people started to farm vegetables in their terrace,which is one of the greatest application of Greenhouse technology.

Various State Governments like Kerala,Tamilnadu ,Andra Pradesh are giving Subsidy to encourage Greenhouse farming.Apart from the State government subsidy,Central Government also providing Subsidy for Greenhouse farming.You can get in touch with your local Agricultural agencies for getting more details as the subsidy varies from state to state.Agencies like Krishi Vigyan Kendra,Krishibhavan,National horticulture board can give you more details and training.

Beware of the fake consultants and Agencies working in this field to loot money from farmers.They will collect your money by offering consultancy services and construction of Greenhouses.If you don't have enough knowledge in this field,you will end up will unnecessary expenses.To avoid such issues,you should get proper training from Government agencies before starting greenhouse farming.Investigate more details about the consultancies before approaching them.

In a country like India,where most of the agricultural practices are depending on seasonal weather conditions,Greenhouse farming got a lot of scope.By effectively utilizing this technology,we can reduce our dependency on external factors and concentrate more on productivity.Your suggestions are very much appreciated.I hope Greenhouse technology can stimulate another Green revolution in India.What do you think?